Terms of Service

Dealership Terms & Pricing Disclaimers

Initio Auto LLC • State of Florida Motor Vehicle Dealer Regulations

1. Vehicle Pricing & Out-of-Door Disclosures

All vehicle prices displayed on `initioauto.com` represent the dealer's cash asking price and exclude applicable state sales tax (6.5%–7% depending on Florida county of residence), title, registration, and license plate transfer fees. Initio Auto proudly charges no dealer fees or unexpected documentary fees.

2. Inventory Availability & Prior Sale

All vehicles listed on this site are subject to prior sale. While we strive to update our online inventory in real-time through our dealership inventory management system, occasional delays may occur between lot deposits and online status changes. We strongly encourage customers to contact sales at (352) 391-0505 to verify immediate vehicle availability before traveling to the dealership.

3. Financing Estimates & Calculators

Payment amounts generated by our website payment calculator are estimates provided solely for informational and planning purposes. They do not represent a formal contract, guarantee of loan approval, or binding commitment to lend. Final terms, interest rates (APR), down payment amounts, and monthly payments are determined by third-party lending institutions based on applicant credit profile and debt-to-income ratios.

4. Independent Pre-Purchase Inspections

At Initio Auto, we take pride in our 120-point mechanical inspection standards. We welcome and encourage prospective buyers to have any vehicle in our inventory inspected by an independent, certified mechanic of their choice prior to final purchase.